APY on $10,000
0.20%
As of Nov 8, 2026. Rates are variable.
S&T Bank · Money market account
S&T Personal Money Market
$20 a year on $10,000 at today’s 0.20% APY. $10 a month. $50 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · api.stbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.20%
- Monthly fee, a year
- $120
- A year
- $20
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · api.stbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · api.stbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · stbank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#57of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Branch access
- Interest bearing
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $100,000
- 0.20%
- $100,000 to $500,000
- 1.45%
- $500,000 to $1,000,000
- 1.45%
- $1,000,000 and up
- 1.45%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Interest compounds
- compounded monthlyapi.stbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $10 a monthapi.stbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Minimum daily balance of at least $1,000
- Monthly average balance of at least $2,500
- Combined deposit and home loan balances of $20,000 or more
- Minimum to open
- $50stbank.com, checked Nov 8, 2026
- Overdraft fee
- $36api.stbank.com, checked Nov 8, 2026
- Withdrawals a month
- 6stbank.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $25api.stbank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3api.stbank.com, checked Nov 8, 2026
- Incoming domestic wire
- $15api.stbank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25api.stbank.com, checked Nov 8, 2026
- Incoming international wire
- $22api.stbank.com, checked Nov 8, 2026
- Outgoing international wire
- $50api.stbank.com, checked Nov 8, 2026
- Paper statements
- $3 a monthapi.stbank.com, checked Nov 8, 2026
- Cashier’s check
- $10api.stbank.com, checked Nov 8, 2026
- Stop payment
- $36api.stbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money