Monthly fee

$6

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Simmons Bank · Checking account

Simmons Signature Checking

$0 a year for an everyday customer. $6 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open
Not stated

Against the market

How it ranks

#276of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Branch access
  • Check writing
  • Debit card
  • Early direct deposit
  • Joint accounts
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Savings round ups
  • Support 24/7
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$6 a monthsimmonsbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $500 minimum cumulative direct deposit
  • $500 daily minimum balance
  • Minimum of 10 debit card transactions
  • 65 and older
  • 22 and younger
  • $1,000 minimum daily average balance
simmonsbank.com, checked Nov 8, 2026
ATM network
MoneyPasssimmonsbank.com, checked Nov 8, 2026
ATMs in the network
32,000simmonsbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonesimmonsbank.com, checked Nov 8, 2026
Paper statements
$3 a monthsimmonsbank.com, checked Nov 8, 2026

Who can open it

Where
Arkansas, Kansas, Missouri, Oklahoma, Tennessee, Texassimmonsbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on simmonsbank.com

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