Monthly fee
$10
−$120 a year for an everyday customer: fees and interest, $2,000 kept.
Simmons Bank · Checking account
Simmons Smart Checking
−$120 a year for an everyday customer. $10 a month.
- A year, everyday customer
- −$120
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · simmonsbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#838of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Branch access
- Debit card
- Early direct deposit
- Mobile check deposit
- Mobile wallet
- No overdraft fees
- Online opening
- Savings round ups
- Spending alerts
- Support 24/7
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthsimmonsbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- One direct deposit
- One debit card transaction occurs
- Overdraft fee
- Nonesimmonsbank.com, checked Nov 8, 2026
- ATM network
- MoneyPasssimmonsbank.com, checked Nov 8, 2026
- ATMs in the network
- 32,000simmonsbank.com, checked Nov 8, 2026
- Paper statements
- $2 a monthsimmonsbank.com, checked Nov 8, 2026
Who can open it
- Where
- Arkansas, Kansas, Missouri, Oklahoma, Tennessee, Texassimmonsbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees