Monthly fee

$1

−$12 a year for an everyday customer: fees and interest, $2,000 kept.

State Employees' · Checking account

State Employees' CashPoints Global Account

−$12 a year for an everyday customer. $1 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
−$12
Monthly fee
To open
Not stated

Against the market

How it ranks

#463of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Debit card
  • No minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$1 a monthncsecu.org, checked Nov 8, 2026
Returned item (NSF) fee
Nonencsecu.org, checked Nov 8, 2026
Stop payment
Nonencsecu.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Employees of the state of North Carolina, employees of North Carolina public boards of education, employees of North Carolina county departments of Social Services, Health, Mental Health, and Civil Defense, employees of associations formed for the benefit of state of North Carolina employees, employees of agencies or departments whose employees are otherwise subject to the North Carolina State Personnel Act, and employees of federal agencies assigned to North Carolina state agencies.
  • Members of the North Carolina National Guard.
  • Individuals retired from the above employment or service as pensioners and/or annuitants, including former employees who are “vested” and have not withdrawn or terminated future eligibility to be a pensioner and/or annuitant.
  • Immediate family of an existing member, including spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and adoptive relationships.
ncsecu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on ncsecu.org

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