Monthly fee
$15
$0 a year for an everyday customer: fees and interest, $2,000 kept.
TD Bank · Checking account
TD Complete Checking
$0 a year for an everyday customer. $15 a month. No minimum to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · td.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · td.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonuses
$500 in direct deposits within 60 days. About $250 a month for 2 months.
TD Complete Checking · TD · for new customers
Ends Nov 30, 2026Meet it within 60 daysNew customers only
“Open a new TD Complete Checking account and have $500 total in qualifying direct deposits post to the account within 60 days, with each direct deposit being at least a $250 payroll, pension, or government benefit payment; Person-to-Person payments and transfers from other accounts are excluded.”The bank’s page, checked Nov 8, 2026
15 qualifying transactions within 60 days
TD Complete Checking · TD · for new customers
No end date postedMeet it within 60 daysNew customers only
“Open a new TD Complete Checking account and complete a minimum of 15 TD Visa Debit Card purchases within 60 calendar days of the account opening date.”The bank’s page, checked Nov 8, 2026
With a current customer’s referral
Share the Green
The referred client must provide the friend's unique Share the Green offer code when opening a new TD personal checking account at a TD Store or online at TD.com, then within 60 days either receive a qualifying electronic direct deposit of
Against the market
How it ranks
#120of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Contactless card
- Debit card
- Early direct deposit
- Free checks
- Free external transfers
- Online opening
- Overdraft grace period
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $15 a monthtd.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Have $500 or more in direct deposits within a statement cycle
- Maintain a minimum daily balance of $500
- Have a $5,000 minimum daily combined balance across all personal deposit accounts that you request to be linked
- Primary account holder is ages 17-23
- Minimum to open
- Nonetd.com, checked Nov 8, 2026
- Overdraft fee
- $35td.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 3td.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3td.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%td.com, checked Nov 8, 2026
- Incoming domestic wire
- $15td.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30td.com, checked Nov 8, 2026
- Incoming international wire
- $15td.com, checked Nov 8, 2026
- Paper statements
- $3 a monthtd.com, checked Nov 8, 2026
- Cashier’s check
- $8td.com, checked Nov 8, 2026
- Stop payment
- $30td.com, checked Nov 8, 2026
Who can open it
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money