Teachers High-Yield Smart Checking Account

$0 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated Oct 22, 2026

A year, everyday customer: $0
APY: Receipt · APYChecked Nov 8, 2026
Issuer's page · teachersfcu.org
The source states this figure; we have no exact sentence on file yet.
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Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · teachersfcu.org
The source states this figure; we have no exact sentence on file yet.
Open on teachersfcu.org Report a problem
To open: Not stated

Against the market

How it ranks

#238of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

The bank’s rates · as of Nov 8, 2026

In the bank’s words

To earn the APY: Maintain direct deposits of at least $500.00 per month
complete 10 debit card purchases
Maintain an average monthly balance of at least $5,000.00 in the Smart Checking account
Have $20,000.00 in combined end-of-month deposit balances
Members must enroll in Online Banking and eStatements in order to remain eligible
teachersfcu.org, checked Nov 8, 2026
APY paid on balances up to: $15,000teachersfcu.org, checked Nov 8, 2026
Interest compounds: daily balance methodteachersfcu.org, checked Nov 8, 2026

Membership: Membership required:
Join today by opening a Smart Checking account.
teachersfcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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