Monthly fee

$5

Teachers · Money market account

Teachers Money Market Accounts

$0 a year on $10,000. $5 a month. No minimum to open.

Checked Nov 1, 2026Updated

A year on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Bill pay
  • Debit card
  • Interest bearing
  • Live chat
  • Mobile check deposit
  • Mobile wallet

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500teachersfcu.org, checked Nov 1, 2026
To earn the APY
Minimum balance of $2,500.00 is required to earn the current APY.teachersfcu.org, checked Nov 1, 2026
Interest compounds
Dividends are compounded daily and are declared, credited, and paid monthly.teachersfcu.org, checked Nov 1, 2026

Fees

Monthly fee
$5 a monthteachersfcu.org, checked Nov 1, 2026
Ways to avoid the monthly fee
A $5 monthly charge will be assessed if the account remains under $500.teachersfcu.org, checked Nov 1, 2026
Minimum to open
Noneteachersfcu.org, checked Nov 1, 2026
Returned item (NSF) fee
$32teachersfcu.org, checked Nov 1, 2026
Overdraft transfer fee
$8teachersfcu.org, checked Nov 1, 2026
ATM network
Teachers Federal Credit Union ATM Usage FREE; Non-Teachers Federal Credit Union ATM Usage $1.75 per ATMteachersfcu.org, checked Nov 1, 2026
Out-of-network ATM fee
$1.75teachersfcu.org, checked Nov 1, 2026
Foreign transaction fee (debit card)
1%teachersfcu.org, checked Nov 1, 2026
Incoming domestic wire
$15teachersfcu.org, checked Nov 1, 2026
Outgoing domestic wire
$25teachersfcu.org, checked Nov 1, 2026
Incoming international wire
$15teachersfcu.org, checked Nov 1, 2026
Cashier’s check
$3teachersfcu.org, checked Nov 1, 2026
Stop payment
$25teachersfcu.org, checked Nov 1, 2026
Card replacement
$10teachersfcu.org, checked Nov 1, 2026

Who can open it

Membership
Membership required:
  • Join today by opening a Smart Checking account.
teachersfcu.org, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on teachersfcu.org

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