TrustCo Home Town BankOn Account

−$60 a year for an everyday customer. $4.99 a month. $25 to open.

Checked Nov 8, 2026Updated Oct 22, 2026

A year, everyday customer: −$60
Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · trustcobank.com · PDF
The source states this figure; we have no exact sentence on file yet.
Open on trustcobank.com (PDF)Report a problem
To open: Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · trustcobank.com · PDF
The source states this figure; we have no exact sentence on file yet.
Open on trustcobank.com (PDF)Report a problem

Against the market

How it ranks

#532of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Monthly fee: $4.99 a monthtrustcobank.com, checked Nov 8, 2026
Minimum to open: $25trustcobank.com, checked Nov 8, 2026
Overdraft fee: Nonetrustcobank.com, checked Nov 8, 2026
Returned item (NSF) fee: Nonetrustcobank.com, checked Nov 8, 2026
Overdraft transfer fee: $10trustcobank.com, checked Nov 8, 2026
ATM network: Trustco ATM; no fee at Publix Supermarket or in the Allpoint Networktrustcobank.com, checked Nov 8, 2026
Out-of-network ATM fee: $2.50trustcobank.com, checked Nov 8, 2026
Foreign transaction fee (debit card): 3%trustcobank.com, checked Nov 8, 2026
Incoming domestic wire: $16trustcobank.com, checked Nov 8, 2026
Outgoing domestic wire: $30trustcobank.com, checked Nov 8, 2026
Outgoing international wire: $45trustcobank.com, checked Nov 8, 2026
Inactivity fee: Nonetrustcobank.com, checked Nov 8, 2026
Early closure fee: Nonetrustcobank.com, checked Nov 8, 2026
Cashier’s check: $11trustcobank.com, checked Nov 8, 2026
Stop payment: $30trustcobank.com, checked Nov 8, 2026
Card replacement: $6trustcobank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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