APY on $10,000
0.05%
As of Nov 8, 2026. Rates are variable.
TrustCo Bank · Money market account
TrustCo Money Market
−$115 a year on $10,000 at today’s 0.05% APY. $10 a month.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · trustcobank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.05%
- Monthly fee, a year
- $120
- A year
- −$115
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · trustcobank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · trustcobank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#143of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Branch access
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $14,999.99
- 0.05%
- $15,000 to $49,999.99
- 0.08%
- $50,000 to $99,999.99
- 0.10%
- $100,000 to $499,999.99
- 0.35%
- $500,000 to $1,999,999.99
- 0.40%
- $2,000,000 to $4,999,999.99
- 1.01%
- $5,000,000 to $9,999,999.99
- 1.01%
- $10,000,000 and up
- 1.01%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthtrustcobank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- A low minimum balance of just $2,500 is required to avoid a $10 monthly service charge.trustcobank.com, checked Nov 8, 2026
- Overdraft fee
- $36trustcobank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $36trustcobank.com, checked Nov 8, 2026
- Overdraft transfer fee
- $10trustcobank.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 5trustcobank.com, checked Nov 8, 2026
- ATM network
- Trustco ATM; no fee at Publix Supermarket or in the Allpoint Networktrustcobank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50trustcobank.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%trustcobank.com, checked Nov 8, 2026
- Incoming domestic wire
- $16trustcobank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30trustcobank.com, checked Nov 8, 2026
- Outgoing international wire
- $45trustcobank.com, checked Nov 8, 2026
- Early closure fee
- $26trustcobank.com, checked Nov 8, 2026
- Cashier’s check
- $11trustcobank.com, checked Nov 8, 2026
- Stop payment
- $30trustcobank.com, checked Nov 8, 2026
- Card replacement
- $6trustcobank.com, checked Nov 8, 2026
Who can open it
- Where
- Near its branchestrustcobank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money