RateHerald

APY

1.75%

As of Nov 8, 2026. Rates are variable.

United Nations · Checking account

United Nations Youth Checking Account

$1 a year for an everyday customer. No monthly fee. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$1
APY
Monthly fee
To open

Features

  • Bill pay
  • Debit card
  • Interest bearing
  • Minor accounts
  • No minimum balance
  • Online opening
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $25,000
1.75%
$25,000 and up
0.05%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$500unfcu.org, checked Nov 8, 2026
To earn the APY
Receive electronic statements
  • Make a minimum of ten (10) debit card purchases OR six (6) mobile money transfers OR four (4) BillPay payments per month.
  • Receive $500 or more in qualifying electronic external deposits per month.
  • Maintain an average monthly balance of $500 or more.
unfcu.org, checked Nov 8, 2026
APY when those aren’t met
0.05%unfcu.org, checked Nov 8, 2026
APY paid on balances up to
$25,000unfcu.org, checked Nov 8, 2026

Fees

Monthly fee
Noneunfcu.org, checked Nov 8, 2026
Minimum to open
$25unfcu.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Employees and retirees of the United Nations and its affiliated agencies, including the World Bank and International Monetary Fund
  • Consultants of the United Nations and its affiliated agencies in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
  • United Nations volunteers in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
  • Family members of a UNFCU member, including spouse, parents, children (including adopted children, stepchildren, and children for whom you are the legal guardian), grandchildren, grandparents, and siblings
unfcu.org, checked Nov 8, 2026
Minimum age
12unfcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on unfcu.org

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