APY on $10,000

0.60%

As of Nov 8, 2026. Rates are variable.

United Nations · Savings account

United Nations High-Yield Savings Account

$60 a year on $10,000 at today’s 0.60% APY. No monthly fee.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#84of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Joint accounts
  • No minimum balance
  • Online opening
  • Overdraft line of credit
  • Overdraft protection transfer
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $2,499
0.50%
$2,500 to $24,999
0.60%
$25,000 to $49,999
0.75%
$50,000 to $199,999
1.05%
$200,000 and up
1.35%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0unfcu.org, checked Nov 8, 2026

Fees

Monthly fee
Noneunfcu.org, checked Nov 8, 2026
Withdrawals a month
6unfcu.org, checked Nov 8, 2026
Fee for each withdrawal over the limit
$5unfcu.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Employees and retirees of the United Nations and its affiliated agencies, including the World Bank and International Monetary Fund
  • Consultants of the United Nations and its affiliated agencies in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
  • United Nations volunteers in countries that are not subject to US economic sanctions and who have contracts with a minimum term of six (6) months
  • Family members of a UNFCU member, including spouse, parents, children (including adopted children, stepchildren, and children for whom you are the legal guardian), grandchildren, grandparents, and siblings
unfcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on unfcu.org

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