United Platinum Checking

−$120 a year for an everyday customer. $10 a month. $50 to open.

Checked Nov 8, 2026Updated Oct 22, 2026

A year, everyday customer: −$120
APY: Receipt · APYChecked Nov 8, 2026
Issuer document · bankwithunited.com · PDF
The source states this figure; we have no exact sentence on file yet.
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Monthly fee: Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · bankwithunited.com · PDF
The source states this figure; we have no exact sentence on file yet.
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To open: Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · bankwithunited.com
The source states this figure; we have no exact sentence on file yet.
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Against the market

How it ranks

#839of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Balance needed for the APY: $2,500bankwithunited.com, checked Nov 8, 2026
To earn the APY: For balances of $2,500 or morebankwithunited.com, checked Nov 8, 2026

Monthly fee: $10 a monthbankwithunited.com, checked Nov 8, 2026
Ways to avoid the monthly fee: if your balance drops below $2,500, the monthly charge is only $10bankwithunited.com, checked Nov 8, 2026
Minimum to open: $50bankwithunited.com, checked Nov 8, 2026
Overdraft fee: $36bankwithunited.com, checked Nov 8, 2026
Most overdraft fees in a day: 3bankwithunited.com, checked Nov 8, 2026
Foreign transaction fee (debit card): 2.5%bankwithunited.com, checked Nov 8, 2026
Incoming domestic wire: $15bankwithunited.com, checked Nov 8, 2026
Outgoing domestic wire: $25bankwithunited.com, checked Nov 8, 2026
Incoming international wire: $15bankwithunited.com, checked Nov 8, 2026
Outgoing international wire: $50bankwithunited.com, checked Nov 8, 2026
Inactivity fee: $10bankwithunited.com, checked Nov 8, 2026
Cashier’s check: $8bankwithunited.com, checked Nov 8, 2026
Stop payment: $36bankwithunited.com, checked Nov 8, 2026
Card replacement: $10bankwithunited.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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