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APY on $10,000

0.05%

As of Nov 8, 2026. Rates are variable.

United Bank · Savings account

United Platinum Savings

$5 a year on $10,000 at today’s 0.05% APY. No monthly fee. $50 to open.

Checked Nov 8, 2026Updated Oct 22, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Against the market

How it ranks

#185of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

Bill pay
Branch access
Budgeting tools
Interest bearing
Mobile check deposit
No minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY: $2,500bankwithunited.com, checked Nov 8, 2026

Fees

Monthly fee: Nonebankwithunited.com, checked Nov 8, 2026
Minimum to open: $50bankwithunited.com, checked Nov 8, 2026
Incoming domestic wire: $15bankwithunited.com, checked Nov 8, 2026
Outgoing domestic wire: $25bankwithunited.com, checked Nov 8, 2026
Incoming international wire: $15bankwithunited.com, checked Nov 8, 2026
Outgoing international wire: $50bankwithunited.com, checked Nov 8, 2026
Inactivity fee: $5bankwithunited.com, checked Nov 8, 2026
Cashier’s check: $8bankwithunited.com, checked Nov 8, 2026
Stop payment: $36bankwithunited.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

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