Monthly fee

$15

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Valley National Bank · Checking account

Valley All Access Checking

$0 a year for an everyday customer. $15 a month. $100 to open.

Checked Nov 1, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#215of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Branch access
  • Budgeting tools
  • Card lock
  • Debit card
  • Mobile check deposit
  • Online opening
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthvalley.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Any one of these:
  • receiving $250+ in monthly qualifying direct deposits
  • maintaining a daily balance of $500+
valley.com, checked Nov 1, 2026
Minimum to open
$100valley.com, checked Nov 1, 2026
ATMs in the network
230valley.com, checked Nov 1, 2026

Who can open it

Minimum age
18valley.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on valley.com

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