Monthly fee
$3
−$36 a year for an everyday customer: fees and interest, $2,000 kept.
Valley National Bank · Checking account
Valley Journey Checking
−$36 a year for an everyday customer. $3 a month. $25 to open.
- A year, everyday customer
- −$36
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · valley.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · valley.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#475of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Branch access
- Budgeting tools
- Debit card
- Second chance
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $3 a monthvalley.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Waive the $3 monthly maintenance charge by setting up a direct deposit of $250+ or by using your debit card for purchases at least 10 times monthly. Monthly recurring direct deposit of $250 or greater
- completing 10 debit card purchases per monthly statement cycle
- Minimum to open
- $25valley.com, checked Nov 1, 2026
- ATM network
- Valley ATM networkvalley.com, checked Nov 1, 2026
- ATMs in the network
- 230valley.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees