Monthly fee

Not stated

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Virginia · Checking account

Virginia Checking

−$60 a year for an everyday customer. Monthly fee not stated.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
Not stated
To open
Not stated

Against the market

How it ranks

#590of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

In the bank’s words

Terms

Fees

Overdraft fee
$35vacu.org, checked Nov 8, 2026
Returned item (NSF) fee
$35vacu.org, checked Nov 8, 2026
Overdraft transfer fee
$5vacu.org, checked Nov 8, 2026
Most overdraft fees in a day
6vacu.org, checked Nov 8, 2026
Out-of-network ATM fee
$2vacu.org, checked Nov 8, 2026
Outgoing domestic wire
$20vacu.org, checked Nov 8, 2026
Outgoing international wire
$50vacu.org, checked Nov 8, 2026
Cashier’s check
$5vacu.org, checked Nov 8, 2026
Stop payment
$35vacu.org, checked Nov 8, 2026
Card replacement
$5vacu.org, checked Nov 8, 2026

Who can open it

Membership
Open to anyone who qualifies through one of these:
  • Employees and retirees of any Commonwealth of Virginia state agency or department, or any county, city, town, or other political subdivision in Virginia.
  • Individuals who live, work, worship, volunteer, or attend school within the boundaries of the listed Virginia cities, towns, and counties.
  • Employees, retirees, or full-time/part-time students currently enrolled at any Virginia state-funded college or university, Virginia Union University, Randolph-Macon College, Liberty University, or the University of Richmond.
  • Immediate family and household members, regardless of where they live, including parents, spouses, children, siblings, grandparents, and grandchildren.
vacu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on vacu.org

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