Monthly fee

$8

−$96 a year for an everyday customer: fees and interest, $2,000 kept.

Washington Trust Bank · Checking account

Washington Trust Preferred Checking

−$96 a year for an everyday customer. $8 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$96
Monthly fee
To open

Against the market

How it ranks

#804of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Budgeting tools
  • Debit card
  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$8 a monthwatrust.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$2,500 minimum ledger balancewatrust.com, checked Nov 8, 2026
Minimum to open
$50watrust.com, checked Nov 8, 2026
Overdraft fee
$15watrust.com, checked Nov 8, 2026
Returned item (NSF) fee
$15watrust.com, checked Nov 8, 2026
ATM network
WTB and MoneyPass ATMswatrust.com, checked Nov 8, 2026
Out-of-network ATM fee
$2.50watrust.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on watrust.com

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