Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Washington Trust Bank · Checking account

Washington Trust Student Checking

$0 a year for an everyday customer. No monthly fee. $10 to open.

Checked Nov 1, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Features

  • Budgeting tools
  • Debit card
  • Minor accounts
  • No overdraft fees

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonewatrust.com, checked Nov 1, 2026
Minimum to open
$10watrust.com, checked Nov 1, 2026
Overdraft fee
Nonewatrust.com, checked Nov 1, 2026
Returned item (NSF) fee
Nonewatrust.com, checked Nov 1, 2026
ATM network
WTB and MoneyPass ATMswatrust.com, checked Nov 1, 2026
Out-of-network ATM fee
$2.50watrust.com, checked Nov 1, 2026

Who can open it

Where
Near its brancheswatrust.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on watrust.com

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