RateHerald

APY

2.02%

As of Nov 8, 2026. Rates are variable.

Wilson Bank and Trust · Checking account

Wilson Bank and Trust WBT Interest Checking

$1 a year for an everyday customer. $5 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$1
APY
Monthly fee
To open

Against the market

How it ranks

#52of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Check writing
  • Debit card
  • Interest bearing
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $30,000
2.02%
$30,000 and up
1.06%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0wilsonbank.com, checked Nov 8, 2026
To earn the APY
Have at least one direct deposit or automatic payment (ACH) post and settle
  • Have at least 15 debit card purchases of $5 or more post and settle
  • Be enrolled in and agree to receive e-Statement notice
  • Be enrolled in and log in to Online Banking
wilsonbank.com, checked Nov 8, 2026
APY when those aren’t met
0.05%wilsonbank.com, checked Nov 8, 2026
APY paid on balances up to
$30,000wilsonbank.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthwilsonbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
the monthly statement cycle that will be waived if you receive e-statements during the monthly statement cyclewilsonbank.com, checked Nov 8, 2026
Minimum to open
$100wilsonbank.com, checked Nov 8, 2026
ATM network
nationwide ATM fee rebates when monthly qualifications are metwilsonbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$20 a monthwilsonbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on wilsonbank.com

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