Wilson Bank and Trust WBT Saver

$5 a year on $10,000 at today’s 0.05% APY. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated Oct 22, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Against the market

#195of 270 savings accounts, by a year’s value on $10,000

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Balance needed for the APY: $0wilsonbank.com, checked Nov 8, 2026
To earn the APY: You must first enroll in WBT Interest Checking or WBT Cash-Bank Checking.
Have at least one direct deposit or ACH credit transaction post and settle
Have at least 15 debit card purchases of $5 or more post and settle
Be enrolled in and agree to receive e-Statement notice
Be enrolled in and log into online banking
wilsonbank.com, checked Nov 8, 2026
APY when those aren’t met: 0.05%wilsonbank.com, checked Nov 8, 2026
APY paid on balances up to: $10,000wilsonbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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