Monthly fee
$10
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Wintrust Bank · Checking account
Wintrust PlatinumPreferred® Checking
$0 a year for an everyday customer. $10 a month. $100 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · wintrustbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · wintrustbank.com
The source states this figure; we have no exact sentence on file yet.
Features
- Check writing
- Free checks
- Interest bearing
- Mobile check deposit
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthwintrustbank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- $1,000 average daily balance for the monthly statement cycle to avoid a $10 monthly fee.wintrustbank.com, checked Nov 1, 2026
- Minimum to open
- $100wintrustbank.com, checked Nov 1, 2026
- ATM network
- Allpoint, ATM Access (Town Bank customers only), Money Pass, or Sumwintrustbank.com, checked Nov 1, 2026
- Cashier’s check
- Nonewintrustbank.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 50wintrustbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees