Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Wintrust Bank · Checking account

Wintrust Student Checking Account

$0 a year for an everyday customer. No monthly fee. No minimum to open.

Checked Nov 1, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Features

  • ATM fee rebates
  • Debit card
  • Minor accounts
  • Mobile check deposit
  • No minimum balance
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonewintrustbank.com, checked Nov 1, 2026
Minimum to open
Nonewintrustbank.com, checked Nov 1, 2026
ATM network
Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networkswintrustbank.com, checked Nov 1, 2026
International ATM fee
$1.10wintrustbank.com, checked Nov 1, 2026

Who can open it

Minimum age
13wintrustbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on wintrustbank.com

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