APY
0.08%
As of Nov 8, 2026. Rates are variable.
Wright-patt Credit Union, Inc. · Checking account
Wright-patt Checking with Dividends
$1 a year for an everyday customer. $5 a month. $1,000 to open.
- A year, everyday customer
- $1
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · wpcu.coop · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · wpcu.coop · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · wpcu.coop
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#53of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Check writing
- Debit card
- Interest bearing
- Overdraft line of credit
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0.01 to $9,999.99
- 0.04%
- $10,000 to $24,999.99
- 0.04%
- $25,000 and up
- 0.08%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
Fees
- Monthly fee
- $5 a monthwpcu.coop, checked Nov 8, 2026
- Ways to avoid the monthly fee
- If you maintain a $1,000.00 minimum balance, the monthly minimum balance fee will be waived.wpcu.coop, checked Nov 8, 2026
- Minimum to open
- $1,000wpcu.coop, checked Nov 8, 2026
- Overdraft fee
- $9wpcu.coop, checked Nov 8, 2026
- Returned item (NSF) fee
- $9wpcu.coop, checked Nov 8, 2026
- Overdraft transfer fee
- Nonewpcu.coop, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonewpcu.coop, checked Nov 8, 2026
- ATM fees refunded, up to
- $10 a monthwpcu.coop, checked Nov 8, 2026
- Incoming domestic wire
- Nonewpcu.coop, checked Nov 8, 2026
- Outgoing domestic wire
- $20wpcu.coop, checked Nov 8, 2026
- Incoming international wire
- Nonewpcu.coop, checked Nov 8, 2026
- Outgoing international wire
- $50wpcu.coop, checked Nov 8, 2026
- Inactivity fee
- $1wpcu.coop, checked Nov 8, 2026
- Stop payment
- $9wpcu.coop, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
- Military and civilian employees of Wright-Patterson Air Force Base.
- Government employees near WPAFB who lack access to a credit union
- Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees