Monthly fee

$5

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Wright-patt Credit Union, Inc. · Checking account

Wright-patt Select Checking (No New Accounts)

−$60 a year for an everyday customer. $5 a month. $5 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
To open

Against the market

How it ranks

#748of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Check writing
  • Debit card
  • Overdraft line of credit
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1,000wpcu.coop, checked Nov 8, 2026
To earn the APY
You must maintain the minimum average daily balance stated in the chart above to obtain the disclosed APYwpcu.coop, checked Nov 8, 2026
Interest compounds
Monthlywpcu.coop, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthwpcu.coop, checked Nov 8, 2026
Ways to avoid the monthly fee
“Premier” membership qualifies for no monthly service charge.wpcu.coop, checked Nov 8, 2026
Minimum to open
$5wpcu.coop, checked Nov 8, 2026
Overdraft fee
$9wpcu.coop, checked Nov 8, 2026
Returned item (NSF) fee
$9wpcu.coop, checked Nov 8, 2026
Overdraft transfer fee
Nonewpcu.coop, checked Nov 8, 2026
Out-of-network ATM fee
Nonewpcu.coop, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthwpcu.coop, checked Nov 8, 2026
Incoming domestic wire
Nonewpcu.coop, checked Nov 8, 2026
Outgoing domestic wire
$20wpcu.coop, checked Nov 8, 2026
Incoming international wire
Nonewpcu.coop, checked Nov 8, 2026
Outgoing international wire
$50wpcu.coop, checked Nov 8, 2026
Inactivity fee
$1wpcu.coop, checked Nov 8, 2026
Stop payment
$9wpcu.coop, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
  • Military and civilian employees of Wright-Patterson Air Force Base.
  • Government employees near WPAFB who lack access to a credit union
  • Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
wpcu.coop, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 3 items counted at typical fees

See it on wpcu.coop

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