Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Wright-patt Credit Union, Inc. · Checking account

Wright-patt Totally Fair Checking

$0 a year for an everyday customer. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#199of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Budgeting tools
  • Check writing
  • Contactless card
  • Debit card
  • Debit rewards
  • Mobile check deposit
  • No minimum balance
  • No overdraft fees
  • Online opening
  • Overdraft line of credit
  • Overdraft protection transfer
  • Savings round ups
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonewpcu.coop, checked Nov 8, 2026
Minimum to open
Nonewpcu.coop, checked Nov 8, 2026
Overdraft fee
$9wpcu.coop, checked Nov 8, 2026
Returned item (NSF) fee
$9wpcu.coop, checked Nov 8, 2026
Overdraft transfer fee
Nonewpcu.coop, checked Nov 8, 2026
ATM network
nationwide ATM networkwpcu.coop, checked Nov 8, 2026
ATMs in the network
40,000wpcu.coop, checked Nov 8, 2026
Out-of-network ATM fee
Nonewpcu.coop, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthwpcu.coop, checked Nov 8, 2026
Incoming domestic wire
Nonewpcu.coop, checked Nov 8, 2026
Outgoing domestic wire
$20wpcu.coop, checked Nov 8, 2026
Incoming international wire
Nonewpcu.coop, checked Nov 8, 2026
Outgoing international wire
$50wpcu.coop, checked Nov 8, 2026
Inactivity fee
$1wpcu.coop, checked Nov 8, 2026
Stop payment
$9wpcu.coop, checked Nov 8, 2026

Who can open it

Where
Ohiowpcu.coop, checked Nov 8, 2026
Membership
Membership required:
  • Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
  • Military and civilian employees of Wright-Patterson Air Force Base.
  • Government employees near WPAFB who lack access to a credit union
  • Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
wpcu.coop, checked Nov 8, 2026
Minimum age
18wpcu.coop, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on wpcu.coop

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