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Chase credit card

Marriott Bonvoy Bountiful Travel Credit Card

  • APR up · 19.24%19.49% · Oct 10, 2026

$250 a year. 85,000 Marriott Bonvoy points after you spend $4,000 in 3 months. Purchase APR 19.49–27.99%, variable. No foreign transaction fees.

Checked Nov 1, 2026Updated

Welcome offer
Annual fee
Purchase APR · variable
Foreign transactions

Select an underlined figure to see where it comes from.

Chase’s terms

Welcome offer

85,000 points

After you spend $4,000 on purchases in your first 3 months.

Spending it takes
$1,333 a month
for 3 months
Tracking since
Sep 29, 2026
history will chart every change

The bonus is available after qualifying purchases post. Allow up to 8 weeks for bonus points to post. If the account is not open for at least 6 months, Marriott and Chase reserve the right to deduct the bonus points from the Marriott Bonvoy account.

Who can get it: If you’ve had this bonus in the last 24 months (2 years), you can’t get it again yet.

“85,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening: This credit card is not available to you if (1) you currently have this card or (2) you received a new Cardmember bonus for this card within the last 24 months.”

The issuer’s terms, from its page, as of Oct 12, 2026. Check which bonuses you can get

In dollars

What it’s worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.

SpendingValue against the feeFirst yearAfter
Light spender−$80−$80
Typical spender$585$160
Heavy spender$1,055$630
The spending each assumes, and what isn’t counted
  • Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month

Assumed: points valued at an assumed 0.5¢; welcome bonus needs $4,000 in 3 months.

−$80a year

The same in the first year and after.

Rewards and credits$170

−$80 after the fee−$250 annual fee

The spending this assumes

A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: points valued at an assumed 0.5¢; welcome bonus needs $4,000 in 3 months.

$160a year

$585 the first year, with the welcome bonus.

Rewards and credits$410

You keep $160−$250 annual fee

The spending this assumes

A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: points valued at an assumed 0.5¢.

$630a year

$1,055 the first year, with the welcome bonus.

Rewards and credits$880

You keep $630−$250 annual fee

The spending this assumes

A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: points valued at an assumed 0.5¢.

Use your own spending

Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards

Against the market

How it compares

Worth more to a typical spender than about 60% of the 732 cards we track.

  • Lower top APR than about 40% of the 163 cards on our Sign-up bonuses list (see the list).

Other points cards with fees up to $300

Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Marriott Bonvoy

How you earn

6×
Qualifying purchases made at hotels participating in Marriott Bonvoy
4×
Grocery storesDining at restaurants including takeout and eligible delivery services
2×
Everything else

Points per dollar. “What it’s worth” values a point at an assumed 0.5¢.

Benefits

  • DoorDash non-restaurant order discount: $10 quarterly
  • Baggage: Up to $100 per day for up to 5 days
  • Baggage: Up to $3,000 per covered traveler; for New York residents, additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip.
  • Trip delay: Up to $500 per covered traveler
  • Purchase protection: Up to $500 per item

Changes

19.24%19.49% since Oct 10Oct 10Today
  • Oct 10, 2026 APR 19.24%19.49%

Only changes that held for at least three days on both sides count; one-day blips in a reading don’t.

Every figure with its receipt

Rates and fees

Annual fee
Purchase APRvariable
Balance transfer APR
Balance transfer fee
Foreign transactions

Before you apply

  1. What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
  2. Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
  3. The bonus: If you’ve had this bonus in the last 24 months (2 years), you can’t get it again yet.

Questions

What is the annual fee?
$250 · sites.chase.com, since Sep 29, 2026
Does it charge a foreign transaction fee?
No. · sites.chase.com, since Sep 29, 2026
What is the purchase APR?
19.49–27.99% APR · chase.com, since Oct 10, 2026
Is there a welcome bonus?
85,000 Marriott Bonvoy points after $4,000 in purchases in 3 months. · chase.com, since Oct 10, 2026
See it on chase.com

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