Our illustration in the card’s colours, not its design
Chase credit card
Prime Visa Credit Card
- APR up · 18.74% to 18.99% · Oct 2, 2026
No annual fee. $150 Amazon Gift Card welcome bonus. Purchase APR 18.99–27.74%, variable. No foreign transaction fees.
Checked Nov 1, 2026Updated
- Welcome offer
- Receipt · Welcome offerChecked Nov 1, 2026
Issuer's page · chase.com
“$150 Amazon Gift Card on approval”
- Annual fee
- Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · chase.com
The source states this figure; we have no exact sentence on file yet.
- Purchase APR · variable
- Receipt · Purchase APRChecked Nov 1, 2026
Issuer's page · chase.com
“18.99%– 27.74% variable APR †”
- Foreign transactions
- Receipt · Foreign transactionsChecked Nov 1, 2026
Issuer's page · sites.chase.com
The source states this figure; we have no exact sentence on file yet.
Select an underlined figure to see where it comes from.
Chase’s terms
Welcome offer
150 Card
Prime members receive a $150 Amazon Gift Card instantly loaded into their Amazon account's Gift Card Balance upon approval of the credit card application. The offer is for new cardmembers and may vary depending on where or how the applicant applies. The page also states that non-Prime members may receive a $50 Amazon Gift Card instantly on approval.
In dollars
What it’s worth
Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
| Spending | Value against the fee | First year | After |
|---|---|---|---|
| Light spender | $145 | $145 | |
| Typical spender | $360 | $360 | |
| Heavy spender | $770 | $770 |
The spending each assumes, and what isn’t counted
- Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month
$145a year
The same in the first year and after.
The spending this assumes
A month: groceries $300, dining $100, gas $100, everything else $500.
$360a year
The same in the first year and after.
The spending this assumes
A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250.
$770a year
The same in the first year and after.
The spending this assumes
A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500.
Use your own spending
Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards
Against the market
How it compares
Worth more to a typical spender than about 75% of the 732 cards we track.
- No annual fee, like about 85% of the 711 cards we track.
- Lower top APR than about 55% of the 163 cards on our Sign-up bonuses list (see the list).
Other cash back cards with no annual fee
- Citizens Summit World MastercardCitizens · No annual fee+$250 a year
- Wells Fargo Cash Back Credit CardWells Fargo · No annual fee+$240 a year
- Credit One Bank Omni RewardsCredit One · No annual fee+$240 a year
Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Amazon card rewards program
How you earn
- 10%
- A rotating selection of items and categories on Amazon.com during promotional periods
- 5%
- Amazon.com, Audible.com, Whole Foods Market, and participating Amazon stores and sites, with an eligible Prime membershipChase Travel purchases with an eligible Prime membership
- 3%
- Amazon.com, Audible.com, Whole Foods Market, and participating Amazon stores and sites, without an eligible Prime membershipChase Travel purchases without an eligible Prime membership
- 2%
- Gas stationsRestaurantsLocal transit and commuting, including rideshare
- 1%
- Everything else
Cash back, as a share of each purchase.
Changes
- Oct 2, 2026 APR 18.74% to 18.99%
Only changes that held for at least three days on both sides count; one-day blips in a reading don’t.
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · chase.com The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | Receipt · Purchase APRChecked Nov 1, 2026 Issuer's page · chase.com “18.99%– 27.74% variable APR †” |
| Balance transfer APR | Receipt · Balance transfer APRChecked Nov 1, 2026 Issuer's page · chase.com “18.99%– 27.74% variable APR †” |
| Foreign transactions | Receipt · Foreign transactionsChecked Nov 1, 2026 Issuer's page · sites.chase.com The source states this figure; we have no exact sentence on file yet. |
Before you apply
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
Questions
- What is the annual fee?
- None · chase.com, since Oct 11, 2026
- Does it charge a foreign transaction fee?
- No. · sites.chase.com, since Oct 8, 2026
- What is the purchase APR?
- 18.99–27.74% APR · chase.com, since Oct 2, 2026
- Is there a welcome bonus?
- $150 Amazon Gift Card. · chase.com, since Sep 29, 2026