Our illustration in the card’s colours, not its design
Chase credit card
World of Hyatt Business Credit Card
$199 a year. 70,000 World of Hyatt Points after you spend $7,000 in 3 months. Purchase APR 19.49–27.99%, variable. No foreign transaction fees.
Checked Nov 1, 2026Updated
- Welcome offer
- Receipt · Welcome offerChecked Nov 1, 2026
Issuer's page · chase.com
“Earn 70,000 Bonus Points”
- Annual fee
- Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · sites.chase.com
“$199”
- Purchase APR · variable
- Receipt · Purchase APRChecked Nov 1, 2026
Issuer's page · sites.chase.com
“19.49% to 27.99% , based on your creditworthiness and other factors.”
- Foreign transactions
- Receipt · Foreign transactionsChecked Nov 1, 2026
Issuer's page · sites.chase.com
The source states this figure; we have no exact sentence on file yet.
Select an underlined figure to see where it comes from.
Chase’s terms
Welcome offer
70,000 Points
After you spend $7,000 on purchases in your first 3 months.
- Spending it takes
- $2,333 a month
- for 3 months
- Tracking since
- Sep 29, 2026
- history will chart every change
The offer is for new Cardmembers. Purchases exclude balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers and similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers and similar betting transactions, checks that access the account, interest, unauthorized or fraudulent charges, and fees. Allow 6-8 weeks for points to post. If the account is not open for at least 6 months, Hyatt and Chase reserve the right to deduct the bonus points.
Who can get it: If you’ve had this bonus in the last 24 months (2 years), you can’t get it again yet.
“This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.”
The issuer’s terms, from its page, as of Oct 12, 2026. Check which bonuses you can get
In dollars
What it’s worth
Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
| Spending | Value against the fee | First year | After |
|---|---|---|---|
| Light spender | −$55 | −$55 | |
| Typical spender | $860 | $160 | |
| Heavy spender | $1,415 | $715 |
The spending each assumes, and what isn’t counted
- Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month
Assumed: not counted: 2x Fitness club and gym memberships.; not counted: 2x Shipping in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.; not counted: 2x Social Media & Search Engine Advertising in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.; points valued at an assumed 1¢; welcome bonus needs $7,000 in 3 months.
−$55a year
The same in the first year and after.
Rewards and credits$145
−$55 after the fee−$200 annual fee
The spending this assumes
A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: not counted: 2x Fitness club and gym memberships.; not counted: 2x Shipping in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.; not counted: 2x Social Media & Search Engine Advertising in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.; points valued at an assumed 1¢; welcome bonus needs $7,000 in 3 months.
$160a year
$860 the first year, with the welcome bonus.
Rewards and credits$360
You keep $160−$200 annual fee
The spending this assumes
A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: not counted: 2x Fitness club and gym memberships.; not counted: 2x Shipping in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.; not counted: 2x Social Media & Search Engine Advertising in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.; points valued at an assumed 1¢.
$715a year
$1,415 the first year, with the welcome bonus.
Rewards and credits$910
You keep $715−$200 annual fee
The spending this assumes
A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: not counted: 2x Fitness club and gym memberships.; not counted: 2x Shipping in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.; not counted: 2x Social Media & Search Engine Advertising in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.; points valued at an assumed 1¢.
Use your own spending
Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards
Against the market
How it compares
Worth more to a typical spender than about 60% of the 732 cards we track.
- Lower top APR than about 40% of the 163 cards on our Sign-up bonuses list (see the list).
Other points cards with fees up to $300
- WealthRegions · $125 a year+$465 a year
- Hilton Honors American Express SurpassAmerican Express · $150 a year+$340 a year
- Business Essentials PlusUS Bank · $295 a year+$255 a year
Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
World of Hyatt
How you earn
- 4×
- 4 Bonus Points per $1 spent on qualifying purchases at Hyatt hotels and resorts participating in the World of Hyatt Program and on purchases of World of Hyatt Experiences made at hyatt.com/experiences.
- 2×
- Dining in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.Shipping in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.Airline tickets when purchased directly with the airline, in the three rewards categories in which you spend the most each calendar quarter, earn 2 Bonus Points total per $1.Local transit & Commuting in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.Social Media & Search Engine Advertising in the three rewards categories in which you spend the most each calendar quarter earns 2 Bonus Points total per $1.Car Rental Agencies in the three rewards categories in which you spend the most each calendar quarter earn 2 Bonus Points total per $1.Gas stations in the three rewards categories in which you spend the most each calendar quarter earn 2 Bonus Points total per $1.Internet, Cable & Phone Services in the three rewards categories in which you spend the most each calendar quarter earn 2 Bonus Points total per $1.Fitness club and gym memberships.
- 1×
- Everything else
Points per dollar. “What it’s worth” values a point at an assumed 1¢.
Benefits
- Hyatt statement credit: $50 annual
- Rental car: Up to $60,000
- Emergency assistance
- Trip cancellation: Up to $1,500 per covered traveler and $6,000 per trip
- Purchase protection: Up to $10,000 per item
All 6 benefits
- Extended warranty: Up to four years from the date of purchase
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · sites.chase.com “$199” |
|---|---|
| Purchase APR | Receipt · Purchase APRChecked Nov 1, 2026 Issuer's page · sites.chase.com “19.49% to 27.99% , based on your creditworthiness and other factors.” |
| Balance transfer APR | Receipt · Balance transfer APRChecked Nov 1, 2026 Issuer's page · sites.chase.com “19.49% to 27.99% , based on your creditworthiness and other factors.” |
| Balance transfer fee | Receipt · Balance transfer feeChecked Nov 1, 2026 Issuer's page · sites.chase.com “Either $5 or 5% of the amount of each transfer, whichever is greater.” |
| Foreign transactions | Receipt · Foreign transactionsChecked Nov 1, 2026 Issuer's page · sites.chase.com The source states this figure; we have no exact sentence on file yet. |
Before you apply
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
- The bonus: If you’ve had this bonus in the last 24 months (2 years), you can’t get it again yet.
Questions
- What is the annual fee?
- $199 · sites.chase.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. · sites.chase.com, since Oct 2, 2026
- What is the purchase APR?
- 19.49–27.99% APR · sites.chase.com, since Sep 29, 2026
- Is there a welcome bonus?
- 70,000 World of Hyatt Points after $7,000 in purchases in 3 months. · chase.com, since Sep 29, 2026