Our illustration in the card’s colours, not its design
Chase credit card
World of Hyatt Credit Card
- APR up · 19.24% to 19.49% · Oct 2, 2026
$95 a year. 60,000 Points welcome bonus. Purchase APR 19.49–27.99%, variable. No foreign transaction fees.
Checked Nov 1, 2026Updated
- Welcome offer
- Receipt · Welcome offerChecked Nov 1, 2026
Issuer's page · chase.com
“Earn up to 60,000 Bonus Points”
- Annual fee
- Receipt · Annual feeChecked Nov 1, 2026
Issuer's page · chase.com
“$95. † Opens pricing and terms in new window”
- Purchase APR · variable
- Receipt · Purchase APRChecked Nov 1, 2026
Issuer's page · chase.com
“19.49%– 27.99% variable APR. †”
- Foreign transactions
- CFPB credit card survey, Dec 2025Receipt · Foreign transactionsChecked Nov 1, 2026
CFPB credit card survey · Reported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
Select an underlined figure to see where it comes from.
Chase’s terms
Welcome offer
60,000 Points
Earn up to 60,000 Bonus Points after qualifying purchases.
In dollars
What it’s worth
Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
| Spending | Value against the fee | First year | After |
|---|---|---|---|
| Light spender | $505 | −$95 | |
| Typical spender | $505 | −$95 | |
| Heavy spender | $505 | −$95 |
The spending each assumes, and what isn’t counted
- Light spender: groceries $300, dining $100, gas $100, everything else $500 a month
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250 a month
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500 a month
Assumed: points valued at an assumed 1¢.
−$95a year
$505 the first year, with the welcome bonus.
Rewards and credits$0
−$95 after the fee−$95 annual fee
The spending this assumes
A month: groceries $300, dining $100, gas $100, everything else $500. Assumed: points valued at an assumed 1¢.
−$95a year
$505 the first year, with the welcome bonus.
Rewards and credits$0
−$95 after the fee−$95 annual fee
The spending this assumes
A month: groceries $600, dining $300, gas $200, travel $150, everything else $1,250. Assumed: points valued at an assumed 1¢.
−$95a year
$505 the first year, with the welcome bonus.
Rewards and credits$0
−$95 after the fee−$95 annual fee
The spending this assumes
A month: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500. Assumed: points valued at an assumed 1¢.
Use your own spending
Estimates from the published terms above, as checked Nov 1, 2026; not advice. How we value cards
Against the market
How it compares
- Lower top APR than about 40% of the 163 cards on our Sign-up bonuses list (see the list).
- Lower annual fee than about 25% of the 171 cards on our Sign-up bonuses list (see the list).
Other points cards with fees up to $100
- Bilt ObsidianBilt · $95 a year+$640 a year
- Chase Sapphire PreferredChase · $95 a year+$580 a year
- Citi Strata Premier - TravelCiti · $95 a year+$565 a year
Against this card, for our typical spender’s value (rewards and credits minus fees, after the first year).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
World of Hyatt
How you earn
- 9×
- up to 9X total points per $1 at Hyatt hotels and resorts
Points per dollar. “What it’s worth” values a point at an assumed 1¢.
Changes
- Oct 2, 2026 APR 19.24% to 19.49%
Only changes that held for at least three days on both sides count; one-day blips in a reading don’t.
Every figure with its receipt
Rates and fees
| Annual fee | Receipt · Annual feeChecked Nov 1, 2026 Issuer's page · chase.com “$95. † Opens pricing and terms in new window” |
|---|---|
| Purchase APR | Receipt · Purchase APRChecked Nov 1, 2026 Issuer's page · chase.com “19.49%– 27.99% variable APR. †” |
| Balance transfer APR | Receipt · Balance transfer APRChecked Nov 1, 2026 Issuer's page · chase.com “19.49%– 27.99% variable APR. †” |
| Balance transfer fee | Receipt · Balance transfer feeChecked Nov 1, 2026 Issuer's page · sites.chase.com “Either $5 or 5% of the amount of each transfer, whichever is greater.” |
| Foreign transactions | Receipt · Foreign transactionsChecked Nov 1, 2026 CFPB credit card survey · Reported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
Before you apply
- What the application asks: your name, address, date of birth, Social Security number (or ITIN), income and housing payment. By law the issuer must consider your ability to pay (Regulation Z, 1026.51).
- Your credit report: applying usually means a hard inquiry, which can lower your score slightly for a while. Some issuers let you check whether you’re pre-approved first without one. How credit reports work (CFPB)
Questions
- What is the annual fee?
- $95 · chase.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. · CFPB credit card survey, Dec 2025, since Oct 4, 2026
- What is the purchase APR?
- 19.49–27.99% APR · chase.com, since Oct 2, 2026
- Is there a welcome bonus?
- 60,000 Points. · chase.com, since Sep 29, 2026