ESL

NCUA-insured · charter 24563

Savings, money market and checking, with every rate from ESL’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Oct 22, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

ESL Tiered SavingsSavings account · $10,000 to open2.10%−$140$20 a month

ESL Premier Money MakerMoney market account · $10,000 to open0.50%−$160$15 a month

ESL Money Maker AccountSavings account · $2,500 to open0.45%$10None

ESL Daily Dividend Savings AccountSavings account · $1 to open0.05%$5Not stated

Against 1043 checking accounts

ESL Premier CheckingChecking account · $1 to open0.05%#44$10 a month

ESL Free CheckingChecking account · $1 to openNot stated#251None

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.