APY on $10,000
0.10%
As of Nov 8, 2026. Rates are variable.
ESL · Savings account
ESL Money Maker Account
$10 a year on $10,000 at today’s 0.10% APY. No monthly fee. $2,500 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · esl.org
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.10%
- Monthly fee, a year
- $0
- A year
- $10
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · esl.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · esl.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · esl.org
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#149of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Bill pay
- Branch access
- Check writing
- Interest bearing
- Mobile check deposit
- No minimum balance
- Online opening
- Overdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $2,499.99
- 0.05%
- $2,500 to $9,999.99
- 0.05%
- $10,000 to $24,999.99
- 0.10%
- $25,000 to $49,999.99
- 0.25%
- $50,000 and up
- 0.45%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
Fees
- Monthly fee
- Noneesl.org, checked Nov 8, 2026
- Minimum to open
- $2,500esl.org, checked Nov 8, 2026
- Overdraft fee
- $5esl.org, checked Nov 8, 2026
- Returned item (NSF) fee
- Noneesl.org, checked Nov 8, 2026
- Overdraft transfer fee
- $5esl.org, checked Nov 8, 2026
- ATM network
- ESL owned ATMsesl.org, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50esl.org, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%esl.org, checked Nov 8, 2026
- Cashier’s check
- $5esl.org, checked Nov 8, 2026
- Card replacement
- $15esl.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:esl.org, checked Nov 8, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money