APY on $10,000
1.20%
- 1.20% for the first 6 months
- Then: the bank doesn’t say
Banco Popular de Puerto Rico · Money market account
Banco Popular de Puerto Rico Personal Optimum MMA – South Florida
Promotional rate · lasts 6 months$120 a year on $10,000 at today’s 1.20% APY. $15 a month. $10,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · documents.popular.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 1.20%
- Monthly fee, a year
- $180
- A year
- $120
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · documents.popular.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · documents.popular.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · documents.popular.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#29of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Branch access
- Check writing
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0.01 to $9,999.99
- 0.01%
- $10,000 to $24,999.99
- 1.20%
- $25,000 to $49,999.99
- 1.20%
- $50,000 to $99,999.99
- 1.20%
- $100,000 to $249,999.99
- 1.20%
- $250,000 to $499,999.99
- 1.20%
- $500,000 to $999,999.99
- 1.20%
- $1,000,000 and up
- 1.20%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $10,000documents.popular.com, checked Nov 8, 2026
- Promotional rate lasts
- 6 monthsdocuments.popular.com, checked Nov 8, 2026
- Interest compounds
- Dailydocuments.popular.com, checked Nov 8, 2026
Fees
- Monthly fee
- $15 a monthdocuments.popular.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- After the first statement cycle, there is a $15 monthly service fee if the minimum daily balance falls below $10,000.documents.popular.com, checked Nov 8, 2026
- Minimum to open
- $10,000documents.popular.com, checked Nov 8, 2026
- Overdraft fee
- $10documents.popular.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $10documents.popular.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 5documents.popular.com, checked Nov 8, 2026
- Withdrawals a month
- 6documents.popular.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $15documents.popular.com, checked Nov 8, 2026
- ATM network
- Allpointdocuments.popular.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2documents.popular.com, checked Nov 8, 2026
- Early closure fee
- $25documents.popular.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money