Ranked by a year’s interest, after fees

Money market accounts

Ranked by what they pay on $10,000 in a year, after any monthly fee. The rate is the bank’s published APY for that balance; each row links the bank’s own page.

Data as of Nov 8, 2026Updated Nov 8, 2026

What would you gain by switching?CD rates After-tax yield

Balance

High Yield Money MarketCFG Bank · source · checked Nov 8, 2026A year on $10,000: $405APY4.05%Fee$10a monthTo openNot stated
Promotional Money Market AccountBankUnited · source · checked Nov 8, 2026Promotional rate, lasts 6 monthsA year on $10,000: $375APY3.75%FeeNot statedTo open$2,500
Sallie Mae Bank Money Market AccountSallie Mae Bank · source · checked Nov 8, 2026A year on $10,000: $360APY3.60%FeeNoneTo openNone
Personal Preferred Money MarketBank of Hope · source · checked Nov 8, 2026A year on $10,000: $320APY3.20%Fee$25a monthTo open$50,000
Advantage Money MarketCommunityamerica · source · checked Nov 8, 2026Membership: Workplace: If you work for one of the 1,100+ companies that partner with CommunityAmerica, you and your immediate family are in!A year on $10,000: $320APY3.20%Fee$10a monthTo open$1,000
Online Money Market AccountByline Bank · source · checked Nov 8, 2026A year on $10,000: $318APY3.18%Fee$25a monthTo open$5,000
Choice Money Market AccountApple Bank · source · checked Nov 8, 2026APY condition not evaluated: Elite tier: meet the requirements of the Premier tier and also meet all of the following criteriaA year on $10,000: $303APY3.03%FeeNoneTo open$100
Velocity Money MarketSunflower Bank · source · checked Nov 8, 2026A year on $10,000: $302APY3.02%Fee$8a monthTo open$1,000
Investors Indexed Money Market Accounts (Personal)University Of Wisconsin · source · checked Nov 8, 2026Membership limited: geography, otherA year on $10,000: $300APY3.00%FeeNot statedTo open$10,000
High Yield Money Market AccountFive Star Bank · source · checked Nov 8, 2026A year on $10,000: $275APY2.75%Fee$10a monthTo open$10,000
Personal Capital Money Market SavingsWright-patt Credit Union, Inc. · source · checked Nov 8, 2026Membership limited: employer, family, geography, military, organization, otherA year on $10,000: $275APY2.75%FeeNoneTo open$100
Simple Money MarketHanmi Bank · source · checked Nov 8, 2026A year on $10,000: $260APY2.60%Fee$5a monthTo open$100
Money Market SavingsMerchants Bank of Indiana · source · checked Nov 8, 2026A year on $10,000: $255APY3.75%FeeNot statedTo open$50
Money Market PlusSecurity Service · source · checked Nov 8, 2026Membership limited: family, geography, militaryA year on $10,000: $253APY2.53%FeeNoneTo open$1,000
Exclusive IRA Money MarketGreenstate · source · checked Nov 8, 2026Also at this rate: Exclusive Money MarketMembership limited: family, geography, organizationA year on $10,000: $240APY3.60%FeeNot statedTo open$1,000
STAR MONEY MARKETTexas Capital Bank · source · checked Nov 8, 2026A year on $10,000: $229APY2.29%FeeNoneTo open$100
Capital Money Market AccountHeartland Bank and Trust Company · source · checked Nov 8, 2026A year on $10,000: $227APY2.27%Fee$15a monthTo open$10,000
Money Market Share Account (MMSA)State Employees' · source · checked Nov 8, 2026Membership limited: employer, family, militaryA year on $10,000: $218APY2.18%Fee$2a monthTo open$250
Connect Money MarketConnectOne Bank · source · checked Nov 8, 2026A year on $10,000: $215APY2.15%Fee$10a monthTo open$1,000
Smart Move Money MarketRidgewood Savings Bank · source · checked Nov 8, 2026Waiver not evaluated: The $10 monthly maintenance fee is waived if a balance of $5,000 is maintained at the end of the statement cycle.A year on $10,000: $205APY3.85%Fee$15a monthTo open$10,000
Investors Advantage Money Market Accounts (Personal)University Of Wisconsin · source · checked Nov 8, 2026Membership limited: geography, otherA year on $10,000: $180APY3.00%FeeNot statedTo open$100
Money market accountPlainsCapital Bank · source · checked Nov 8, 2026A year on $10,000: $171APY1.71%Fee$10a monthTo open$2,500
Preferred Index Money MarketCommunity Trust Bank, Inc. · source · checked Nov 8, 2026A year on $10,000: $168APY1.68%Fee$10a monthTo open$2,500
Impact Money MarketGreenstate · source · checked Nov 8, 2026Membership limited: family, geography, organizationA year on $10,000: $145APY1.45%Fee$10a monthTo open$2,500
Investor's Money MarketLake City Bank · source · checked Nov 8, 2026A year on $10,000: $135APY1.35%Fee$10a monthTo open$5,000
Popular Saver Money MarketPopular Bank · source · checked Nov 8, 2026A year on $10,000: $125APY1.25%Fee$15a monthTo open$100
High Yield Money MarketWaFd Bank · source · checked Nov 8, 2026Promotional APY: how long it lasts isn't statedA year on $10,000: $125APY1.25%Fee$10a monthTo open$25
Personal Optimum MMA – South FloridaBanco Popular de Puerto Rico · source · checked Nov 8, 2026Promotional rate, lasts 6 monthsA year on $10,000: $120APY1.20%Fee$15a monthTo open$10,000
Investor’s IndexedUniversity Of Wisconsin · source · checked Nov 8, 2026Membership limited: geography, otherA year on $10,000: $120APY3.00%Fee$15a monthTo openNot stated
Personal Money Market AccountToyota Financial Savings Bank · source · checked Nov 8, 2026APY condition not evaluated: when you maintain a minimum balance of at least $100,000.00 in your accountA year on $10,000: $118APY2.38%FeeNot statedTo open$500
Premier Money Market SavingsBell Bank · source · checked Nov 8, 2026A year on $10,000: $116APY1.16%FeeNot statedTo open$50
Money MarketPennsylvania State Employees · source · checked Nov 8, 2026Membership limited: association, employer, family, organizationA year on $10,000: $115APY2.35%FeeNot statedTo openNot stated
Money Market SavingsBell Bank · source · checked Nov 8, 2026A year on $10,000: $106APY1.06%FeeNot statedTo open$50
Choice Money MarketRandolph-brooks · source · checked Nov 8, 2026A year on $10,000: $102APY2.22%FeeNot statedTo open$2,500
Money MarketCustomers Bank · source · checked Nov 8, 2026A year on $10,000: $100APY1.00%Fee$5a monthTo openNot stated
Money Market GrowthRedwood · source · checked Nov 8, 2026Membership limited: employer, family, geographyA year on $10,000: $100APY1.00%FeeNoneTo open$100
Eagle Money Market AccountsEagleBank · source · checked Nov 8, 2026A year on $10,000: $98APY2.18%FeeNot statedTo openNot stated
Affordable Money MarketCommunity First · source · checked Nov 8, 2026A year on $10,000: $90APY0.90%Fee$15a monthTo openNot stated
Money Market AccountLogix · source · checked Nov 8, 2026Membership limited: association, employer, family, geographyA year on $10,000: $80APY0.80%FeeNoneTo open$2,500

Show the top 40Show the top 10

The top 40 of the 174 money market accounts we rank. Sorted by yearly value for $10,000 kept for a year, after fees. A bank’s accounts at the same rate share one row. Membership limits and promotional rates are shown on the row, never hidden behind it. Rates change often; the bank’s own page is the final word.

By balance

How much interest $1,000 to $100,000 earns in a money market account

A year’s interest at the best money market account we track for each balance (after any monthly fee), against the median APY of the accounts we rank at that balance (before fees). The best account can change with the balance: rates, tiers and minimums differ. Rates as of Nov 8, 2026.

Balance	A year at the best rate	Best account	At the median rate
$1,000	$41at 4.05% APY	High Yield Money MarketCFG Bank · the bank’s page · checked Nov 8, 2026	$1at 0.05%, the median of 143
$5,000	$203at 4.05% APY	High Yield Money MarketCFG Bank · the bank’s page · checked Nov 8, 2026	$5at 0.10%, the median of 162
$10,000	$405at 4.05% APY	High Yield Money MarketCFG Bank · the bank’s page · checked Nov 8, 2026	$18at 0.18%, the median of 174
$20,000	$810at 4.05% APY	High Yield Money MarketCFG Bank · the bank’s page · checked Nov 8, 2026	$40at 0.20%, the median of 174
$25,000	$1,250at 5.00% APY	Platinum Money MarketLangley · the bank’s page · checked Nov 8, 2026	$63at 0.25%, the median of 175
$50,000	$2,500at 5.00% APY	Platinum Money MarketLangley · the bank’s page · checked Nov 8, 2026	$250at 0.50%, the median of 172
$100,000	$5,000at 5.00% APY	Platinum Money MarketLangley · the bank’s page · checked Nov 8, 2026	$550at 0.55%, the median of 178

For any other balance or a monthly deposit, use the savings calculator.