APY on $10,000
3.20%
As of Nov 8, 2026. Rates are variable.
Bank of Hope · Money market account
Bank of Hope Personal Preferred Money Market
$320 a year on $10,000 at today’s 3.20% APY. $25 a month. $50,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · bankofhope.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 3.20%
- Monthly fee, a year
- $300
- A year
- $320
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · bankofhope.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · bankofhope.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · bankofhope.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#4of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Debit card
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0.01 to $9,999.99
- 3.20%
- $10,000 to $49,999.99
- 3.20%
- $50,000 to $99,999.99
- 3.20%
- $100,000 to $249,999.99
- 3.71%
- $250,000 to $499,999.99
- 3.82%
- $500,000 to $999,999.99
- 3.97%
- $1,000,000 and up
- 4.23%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Interest compounds
- Interest will not be compounded and accrued interest will be credited to your account monthly.bankofhope.com, checked Nov 8, 2026
Fees
- Monthly fee
- $25 a monthbankofhope.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Maintain $10,000.00 minimum daily balance per statement period.bankofhope.com, checked Nov 8, 2026
- Minimum to open
- $50,000bankofhope.com, checked Nov 8, 2026
- Withdrawals a month
- 6bankofhope.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $10bankofhope.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money