RateHerald

APY on $10,000

1.68%

As of Nov 8, 2026. Rates are variable.

Community Trust Bank, Inc. · Money market account

Community Trust Preferred Index Money Market

$168 a year on $10,000 at today’s 1.68% APY. $10 a month. $2,500 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#24of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Check writing
  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $2,499.99
0.00%
$2,500 to $25,000
1.68%
$25,000 to $50,000
2.70%
$50,000 to $100,000
2.96%
$100,000 to $250,000
3.22%
$250,000 and up
3.43%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500ctbi.com, checked Nov 8, 2026

Fees

Monthly fee
$10 a monthctbi.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Avoid the $10 monthly maintenance fee by maintaining a daily ledger balance of $2,500.ctbi.com, checked Nov 8, 2026
Minimum to open
$2,500ctbi.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
Nonectbi.com, checked Nov 8, 2026
Early closure fee
Nonectbi.com, checked Nov 8, 2026

Who can open it

Where
Kentucky, Tennessee, West Virginia, Ohioctbi.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ctbi.com

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