APY on $10,000
2.27%
As of Nov 8, 2026. Rates are variable.
Heartland Bank and Trust Company · Money market account
Heartland Bank and Capital Money Market Account
$227 a year on $10,000 at today’s 2.27% APY. $15 a month. $10,000 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · hbtbank.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 2.27%
- Monthly fee, a year
- $180
- A year
- $227
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · hbtbank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · hbtbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · hbtbank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#18of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- compounded and credited monthlyhbtbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $15 a monthhbtbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Accounts that fall below the $10,000 minimum will be charged a $15 fee to keep the account open.hbtbank.com, checked Nov 8, 2026
- Minimum to open
- $10,000hbtbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money