APY on $10,000

0.85%

As of Nov 1, 2026. Rates are variable.

Intrust Bank · Money market account

INTRUST Money Market

$85 a year on $10,000 at today’s 0.85% APY. $10 a month. $5,000 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Branch access
  • Check writing
  • Interest bearing
  • Joint accounts
  • Minor accounts
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $4,999.99
0.85%
$5,000 to $9,999.99
0.85%
$10,000 to $25,000
0.85%
$25,000 to $50,000
0.85%
$50,000 to $100,000
0.85%
$100,000 to $1,000,000
1.65%
$1,000,000 to $2,500,000
1.75%
$2,500,000 to $5,000,000
1.75%
$5,000,000 and up
2.00%

The bank’s rates · as of Nov 1, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlyintrustbank.com, checked Nov 1, 2026

Fees

Monthly fee
$10 a monthintrustbank.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Maintain a $5,000 average collected balance to avoid the monthly 1 service charge.intrustbank.com, checked Nov 1, 2026
Minimum to open
$5,000intrustbank.com, checked Nov 1, 2026
Withdrawals a month
9intrustbank.com, checked Nov 1, 2026
Out-of-network ATM fee
$2.50intrustbank.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
3%intrustbank.com, checked Nov 1, 2026
Outgoing domestic wire
$10intrustbank.com, checked Nov 1, 2026
Outgoing international wire
$40intrustbank.com, checked Nov 1, 2026
Cashier’s check
$5intrustbank.com, checked Nov 1, 2026
Stop payment
$35intrustbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on intrustbank.com

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