APY on $10,000
3.20%
As of Nov 8, 2026. Rates are variable.
Ally Bank · Savings account
Ally Savings account
$320 a year on $10,000 at today’s 3.20% APY. No monthly fee. No minimum to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · ally.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 3.20%
- Monthly fee, a year
- $0
- A year
- $320
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · ally.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · ally.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · ally.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Automatic savings
- Early direct deposit
- Free external transfers
- Interest bearing
- Joint accounts
- Live chat
- Minor accounts
- No minimum balance
- No overdraft fees
- Online opening
- Savings buckets
- Savings round ups
- Support 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $4,999.99
- 3.20%
- $5,000 to $24,999.99
- 3.20%
- $25,000 and up
- 3.20%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
Fees
- Monthly fee
- Noneally.com, checked Nov 8, 2026
- Minimum to open
- Noneally.com, checked Nov 8, 2026
- Overdraft fee
- Noneally.com, checked Nov 8, 2026
- Withdrawals a month
- 10ally.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- Noneally.com, checked Nov 8, 2026
- Incoming domestic wire
- Noneally.com, checked Nov 8, 2026
- Outgoing domestic wire
- $20ally.com, checked Nov 8, 2026
- Incoming international wire
- Noneally.com, checked Nov 8, 2026
- Cashier’s check
- Noneally.com, checked Nov 8, 2026
Who can open it
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money