APY on $10,000

3.10%

As of Nov 8, 2026. Rates are variable.

Ally Bank · Money market account

Ally Money market account

$310 a year on $10,000 at today’s 3.10% APY. No monthly fee.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • ATM fee rebates
  • Check writing
  • Debit card
  • Early direct deposit
  • Free external transfers
  • Interest bearing
  • Joint accounts
  • Live chat
  • Minor accounts
  • Mobile check deposit
  • No minimum balance
  • No overdraft fees
  • Overdraft protection transfer
  • Support 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

Any balance
3.20%
$5,000 to $24,999.99
3.10%
$25,000 and up
3.10%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0ally.com, checked Nov 8, 2026
Interest compounds
dailyally.com, checked Nov 8, 2026

Fees

Monthly fee
Noneally.com, checked Nov 8, 2026
Overdraft fee
Noneally.com, checked Nov 8, 2026
Withdrawals a month
10ally.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
Noneally.com, checked Nov 8, 2026
ATM network
Allpoint and MoneyPassally.com, checked Nov 8, 2026
ATMs in the network
75,000ally.com, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthally.com, checked Nov 8, 2026
Incoming domestic wire
Noneally.com, checked Nov 8, 2026
Outgoing domestic wire
$20ally.com, checked Nov 8, 2026
Incoming international wire
Noneally.com, checked Nov 8, 2026
Cashier’s check
Noneally.com, checked Nov 8, 2026

Who can open it

Where
Anywhere in the USally.com, checked Nov 8, 2026
Minimum age
18ally.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ally.com

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