APY on $10,000

0.01%

As of Oct 4, 2026. Rates are variable.

Bank of Hawaii · Savings account

Bank of Hawaii BONUS RATE SAVINGS

Promotional rate

$1 a year on $10,000 at today’s 0.01% APY. $5 a month. $100 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#228of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Automatic savings
  • Branch access
  • Debit card
  • Interest bearing
  • Joint accounts
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1boh.com, checked Nov 1, 2026
To earn the APY
The bonus interest rate and the combined APY are contingent upon making a minimum monthly deposit of $25 and no withdrawals during monthly cycle.
  • no withdrawals during monthly cycle
boh.com, checked Nov 1, 2026
APY when those aren’t met
0.01%boh.com, checked Nov 1, 2026

Fees

Monthly fee
$5 a monthboh.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Any one of these:
  • Bonus Rate Savings Monthly Service Fee waived when you meet a minimum daily Ledger Balance of $500
  • or minimum monthly deposit of $25 and no withdrawals during monthly cycle
boh.com, checked Nov 1, 2026
Minimum to open
$100boh.com, checked Nov 1, 2026
Overdraft fee
$30boh.com, checked Nov 1, 2026
Returned item (NSF) fee
$30boh.com, checked Nov 1, 2026
Overdraft transfer fee
Noneboh.com, checked Nov 1, 2026
Out-of-network ATM fee
$3boh.com, checked Nov 1, 2026
International ATM fee
$5boh.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
3%boh.com, checked Nov 1, 2026
Incoming domestic wire
$13boh.com, checked Nov 1, 2026
Incoming international wire
$13boh.com, checked Nov 1, 2026
Inactivity fee
$5boh.com, checked Nov 1, 2026
Early closure fee
$40boh.com, checked Nov 1, 2026
Cashier’s check
$12boh.com, checked Nov 1, 2026
Stop payment
$30boh.com, checked Nov 1, 2026
Card replacement
$20boh.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on boh.com

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