APY on $10,000

0.02%

As of Oct 4, 2026. Rates are variable.

Bank of Hawaii · Savings account

Bank of Hawaii BANKOHANA BONUS RATE SAVINGS

Promotional rate

$2 a year on $10,000 at today’s 0.02% APY. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Offer

Bonus

$300

$5,000 deposited within 30 days, kept 60 days

Bank of Hawaii BANKOHANA BONUS RATE SAVINGS · Bank of Hawaii

No end date postedMeet it within 30 days

“Open a new Regular Savings, Bonus Rate Savings, or Bankohana Bonus Rate Savings account online or in branch, make New Money deposits of $5,000, $10,000, or $20,000 (per tier) within the first 30 days after account opening, and maintain a Daily Account Balance of the same amount every day from day 31”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How it ranks

#79of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Automatic savings
  • Branch access
  • Debit card
  • Interest bearing
  • Joint accounts
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1boh.com, checked Nov 8, 2026
To earn the APY
The bonus interest rate and the combined APY are contingent upon making a minimum monthly deposit of $25 and no withdrawals during monthly cycle.
  • no withdrawals during monthly cycle
boh.com, checked Nov 8, 2026
APY when those aren’t met
0.02%boh.com, checked Nov 8, 2026

Fees

Monthly fee
Noneboh.com, checked Nov 8, 2026
Minimum to open
$100boh.com, checked Nov 8, 2026
Overdraft fee
$30boh.com, checked Nov 8, 2026
Returned item (NSF) fee
$30boh.com, checked Nov 8, 2026
Overdraft transfer fee
Noneboh.com, checked Nov 8, 2026
Out-of-network ATM fee
$3boh.com, checked Nov 8, 2026
International ATM fee
$5boh.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
3%boh.com, checked Nov 8, 2026
Incoming domestic wire
$13boh.com, checked Nov 8, 2026
Incoming international wire
$13boh.com, checked Nov 8, 2026
Inactivity fee
$5boh.com, checked Nov 8, 2026
Early closure fee
$40boh.com, checked Nov 8, 2026
Cashier’s check
$12boh.com, checked Nov 8, 2026
Stop payment
Noneboh.com, checked Nov 8, 2026
Card replacement
$20boh.com, checked Nov 8, 2026

Who can open it

Availability
Must be linked to a Bankohana Checking or Cash Advantage Checking Accountboh.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on boh.com

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