Dollar Smart Savings

$0 a year on $10,000 at today’s 0.00% APY. No monthly fee. $50 to open.

Checked Nov 8, 2026Updated Nov 8, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Against the market

#243of 270 savings accounts, by a year’s value on $10,000

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

The bank’s rates · as of Nov 8, 2026

In the bank’s words

To earn the APY: The qualifying linked checking account must have eight purchase or payment transactions post to the account per month via check, Online Banking, ACH Debit or Point of Sale transactionsdollar.bank, checked Nov 8, 2026
Interest compounds: monthlydollar.bank, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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