RateHerald

APY on $10,000

3.75%

As of Nov 8, 2026. Rates are variable.

Dollar Bank, Federal Savings Bank · Savings account

Dollar Start Smart Savings

$375 a year on $10,000 at today’s 3.75% APY. No monthly fee. $25 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Features

  • Debit card
  • Interest bearing
  • Minor accounts
  • No minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $10,000
3.75%
$10,000 to $25,000
3.75%
$10,000.01 to $25,000
3.75%
$25,000 to $100,000,000
3.00%
$25,000.01 to $99,999,999.99
3.00%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlydollar.bank, checked Nov 8, 2026

Fees

Monthly fee
Nonedollar.bank, checked Nov 8, 2026
Minimum to open
$25dollar.bank, checked Nov 8, 2026
Paper statements
$2 a monthdollar.bank, checked Nov 8, 2026

Who can open it

Availability
Teens and young adults, ages 13-24; Minors must open in-branchdollar.bank, checked Nov 8, 2026
Minimum age
13dollar.bank, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on dollar.bank

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