APY on $10,000

0.10%

As of Nov 8, 2026. Rates are variable.

Equity Bank · Savings account

Equity Eco Savings

$10 a year on $10,000 at today’s 0.10% APY. $5 a month. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#153of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Bill pay
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
Compounded quarterly, credited to accountequitybank.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthequitybank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $200 minimum daily balance
  • owner is under the age of 18
equitybank.com, checked Nov 8, 2026
Minimum to open
$100equitybank.com, checked Nov 8, 2026
Overdraft fee
$34.98equitybank.com, checked Nov 8, 2026
Returned item (NSF) fee
$34.98equitybank.com, checked Nov 8, 2026
Overdraft transfer fee
$10equitybank.com, checked Nov 8, 2026
Most overdraft fees in a day
5equitybank.com, checked Nov 8, 2026
Withdrawals a month
2equitybank.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
$1equitybank.com, checked Nov 8, 2026
ATM network
Pulse, PLUS, and Cirrusequitybank.com, checked Nov 8, 2026
Incoming domestic wire
$10equitybank.com, checked Nov 8, 2026
Outgoing domestic wire
$20equitybank.com, checked Nov 8, 2026
Incoming international wire
$50equitybank.com, checked Nov 8, 2026
Outgoing international wire
$50equitybank.com, checked Nov 8, 2026
Paper statements
$5 a monthequitybank.com, checked Nov 8, 2026
Inactivity fee
$5equitybank.com, checked Nov 8, 2026
Early closure fee
$25equitybank.com, checked Nov 8, 2026
Cashier’s check
$5equitybank.com, checked Nov 8, 2026
Stop payment
$34.98equitybank.com, checked Nov 8, 2026
Card replacement
$5equitybank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on equitybank.com

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