APY on $10,000

1.00%

As of Nov 1, 2026. Rates are variable.

Equity Bank · Savings account

Equity Simply Savings

$100 a year on $10,000 at today’s 1.00% APY. $5 a month. $100 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Automatic savings
  • Bill pay
  • Interest bearing
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$200equitybank.com, checked Nov 1, 2026
Interest compounds
quarterlyequitybank.com, checked Nov 1, 2026

Fees

Monthly fee
$5 a monthequitybank.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain $200 minimum daily balance.
  • Students Under 18: No service charges and no minimum opening deposit.
equitybank.com, checked Nov 1, 2026
Minimum to open
$100equitybank.com, checked Nov 1, 2026
Withdrawals a month
2equitybank.com, checked Nov 1, 2026
Fee for each withdrawal over the limit
$1equitybank.com, checked Nov 1, 2026
Paper statements
$5 a monthequitybank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on equitybank.com

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