APY on $10,000

0.50%

As of Nov 8, 2026. Rates are variable.

Greenstate · Savings account

Greenstate Youth Savings

$50 a year on $10,000 at today’s 0.50% APY. Monthly fee not stated. $5 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Automatic savings
  • Branch access
  • Interest bearing
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlygreenstate.org, checked Nov 8, 2026

Fees

Minimum to open
$5greenstate.org, checked Nov 8, 2026
Overdraft fee
$29greenstate.org, checked Nov 8, 2026
Returned item (NSF) fee
$29greenstate.org, checked Nov 8, 2026
Overdraft transfer fee
$5greenstate.org, checked Nov 8, 2026
Most overdraft fees in a day
5greenstate.org, checked Nov 8, 2026
Withdrawals a month
3greenstate.org, checked Nov 8, 2026
Fee for each withdrawal over the limit
$1greenstate.org, checked Nov 8, 2026
Out-of-network ATM fee
$2.50greenstate.org, checked Nov 8, 2026
International ATM fee
$2.50greenstate.org, checked Nov 8, 2026
Foreign transaction fee (debit card)
2%greenstate.org, checked Nov 8, 2026
Incoming domestic wire
$10greenstate.org, checked Nov 8, 2026
Outgoing domestic wire
$25greenstate.org, checked Nov 8, 2026
Inactivity fee
$35greenstate.org, checked Nov 8, 2026
Cashier’s check
$7greenstate.org, checked Nov 8, 2026
Stop payment
$29greenstate.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Anyone living or working in Iowa, or nearby counties in Illinois, Wisconsin, Nebraska, or South Dakota (the page lists the specific counties).
  • University of Iowa students, staff, and alumni.
  • Direct relatives of current GreenState members.
  • Members of the Iowa Consumer Council / American Consumer Council.
greenstate.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on greenstate.org

We don’t earn anything from this link.