APY on $10,000

0.00%

As of Nov 1, 2026. Rates are variable.

Idaho Central · Savings account

Idaho Central ICCU Starter Savings Account

$0 a year on $10,000 at today’s 0.00% APY. No monthly fee. $25 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Automatic savings
  • Bill pay
  • Interest bearing
  • Minor accounts
  • Mobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $299
0.15%
$300 to $1,499
0.20%
$1,500 and up
0.25%

The bank’s rates · as of Nov 1, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01iccu.com, checked Nov 1, 2026
To earn the APY
Minimum Balance to Earn Interest $0.01iccu.com, checked Nov 1, 2026

Fees

Monthly fee
Noneiccu.com, checked Nov 1, 2026
Minimum to open
$25iccu.com, checked Nov 1, 2026
Withdrawals a month
6iccu.com, checked Nov 1, 2026
Fee for each withdrawal over the limit
$2iccu.com, checked Nov 1, 2026

Who can open it

Where
Idaho, Washington, Oregon, Arizonaiccu.com, checked Nov 1, 2026
Membership
Membership required:
  • Live or work in Idaho, Washington, eastern Oregon, or Arizona
iccu.com, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on iccu.com

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