APY on $10,000

0.40%

As of Nov 8, 2026. Rates are variable.

Idaho Central · Money market account

Idaho Central Money Market Savings Account

$40 a year on $10,000 at today’s 0.40% APY. $15 a month. $25 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#47of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Bill pay
  • Check writing
  • Free checks
  • Interest bearing
  • Mobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $2,499
0.00%
$2,500 to $24,999
0.40%
$25,000 to $49,999
0.60%
$50,000 to $99,999
0.75%
$100,000 and up
1.00%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500iccu.com, checked Nov 8, 2026

Fees

Monthly fee
$15 a monthiccu.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$15 if balance is less than $2,500iccu.com, checked Nov 8, 2026
Minimum to open
$25iccu.com, checked Nov 8, 2026
Withdrawals a month
6iccu.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
$5iccu.com, checked Nov 8, 2026

Who can open it

Where
Idaho, Washington, Oregon, Arizonaiccu.com, checked Nov 8, 2026
Membership
Membership required:
  • Live or work in Idaho, Washington, eastern Oregon, or Arizona
iccu.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on iccu.com

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