APY on $10,000

0.01%

As of Nov 8, 2026. Rates are variable.

JPMorgan Chase Bank · Savings account

JPMorgan Chase Chase Savings

$1 a year on $10,000 at today’s 0.01% APY. $5 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Offer

Bonus

$200

$5,000 deposited within 30 days, kept 90 days

JPMorgan Chase Chase Savings · JPMorgan Chase · for new customers

Ends Jan 27, 2027Meet it within 30 daysNew customers only

“Open a new Chase Savings account and, within 30 days of offer enrollment, deposit qualifying new money into the new savings account; maintain the new money for 90 days from offer enrollment.”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How it ranks

#72of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Automatic savings
  • Branch access
  • Interest bearing
  • Mobile check deposit
  • Online opening
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $9,999
0.01%
$10,000 to $24,999
0.01%
$25,000 to $49,999
0.01%
$50,000 to $99,999
0.01%
$100,000 to $249,999
0.01%
$250,000 to $499,999
0.01%
$500,000 to $999,999
0.01%
$1,000,000 to $5,000,000
0.01%
$5,000,000 to $10,000,000
0.01%
$10,000,000 and up
0.01%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthchase.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $300+ balance at the beginning of each day
  • $25+ in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile ® )
  • Link this account to a Chase College Checking SM account that is enrolled in Overdraft Protection
  • An account owner who is under the age of 18
account.chase.com, checked Nov 8, 2026
Minimum to open
Nonechase.com, checked Nov 8, 2026
Out-of-network ATM fee
$3chase.com, checked Nov 8, 2026
International ATM fee
$5chase.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
3%chase.com, checked Nov 8, 2026
Incoming domestic wire
$15chase.com, checked Nov 8, 2026
Outgoing domestic wire
$35chase.com, checked Nov 8, 2026
Incoming international wire
$15chase.com, checked Nov 8, 2026
Outgoing international wire
$50chase.com, checked Nov 8, 2026
Cashier’s check
$10chase.com, checked Nov 8, 2026
Stop payment
$30chase.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on chase.com

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