Monthly fee
$5
Mechanics Bank · Savings account
Mechanics Personal Savings
$0 a year on $10,000. $5 a month. $25 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer's page · mechanicsbank.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- not stated
- Monthly fee, a year
- $60
- A year
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · mechanicsbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · mechanicsbank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Branch access
- Card lock
- Debit card
- Interest bearing
- ITIN accepted
- Mobile check deposit
- Mobile wallet
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthmechanicsbank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- average monthly collected balance of $300
- students age 18 through 24
- minors
- accounts linked with a personal checking account for overdraft protection
- Minimum to open
- $25mechanicsbank.com, checked Nov 1, 2026
- ATM network
- partner ATM networkmechanicsbank.com, checked Nov 1, 2026
Who can open it
- Where
- Near its branchesmechanicsbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money